Credit Data Scientist (Credit Analytics) - Bengaluru

Role purpose As a Credit Data Scientist, you’ll use data, feature engineering and experimentation to improve credit decisioning and portfolio performance across our lending products and markets. You’ll work end-to-end from data exploration through to production-aligned features, monitoring and impact measurement. Key responsibilities · Analyse customer, bureau, transactional and repayment data to identify drivers of risk, loss, approval rates and customer outcomes. · Build and iterate credit risk features and model inputs (behavioural signals, affordability proxies, stability-tested transformations), partnering closely with senior modellers and engineering.…